Financial Matters

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Paying for infertility treatment

For many, figuring out how to pay for infertility services and treatment can be a daunting experience. That’s why we have a full-time financial counselor on staff to assist you in reviewing the typical costs associated with fertility treatment, and help you identify whether your insurance plan covers fertility-related services and treatment. Whether you’re already a patient at our clinic, or if you’re just comparing costs among a number of clinics, we can answer many of your financial and/or insurance-related questions.

Call us for pricing and insurance information: 612-372-7020.

What You Need to Know: Insurance coverage for Infertility Services

We work with most major insurance companies to accept coverage for those patients who have it. If you have insurance coverage, it’s important to research your infertility benefits prior to getting services and treatment. Check to see if your coverage is for both medical services and fertility medications. Some insurance plans cover only the diagnostic testing for infertility while others cover the diagnostic testing and fertility treatment. Plans vary by employer: Some insurance plans will offer a lifetime maximum benefit, while others might pay for a certain number of IVF cycles.

How do I know if my insurance plan covers infertility services?

Check your insurance plan “summary of benefits” or contact your HR department at work and request a copy that lists the services covered under your health plan coverage. Many health insurance companies have an online process that allows for verification of services or a “predetermination of benefits.” Contact your insurer's customer service department to speak to someone in person.

Will I need a prior-authorization before treatment begins?

Some insurance plans will require prior authorization/pre-certification once your physician determines that treatment is appropriate. Benefits and payment for services may be withheld if you do not get this pre-authorization in advance. Let us know if pre-authorization is required and we can start processing the necessary paperwork.

Honorable Distinctions for Fertility Care

Reproductive Medicine Center is a member of Aetna’s Institute of Excellence Network, and as such has been designated an Aetna Institute of Excellence Infertility Clinic for Assisted Reproductive Technology services. Aetna makes information about the quality and cost of health care services available to its members to help them make informed decisions about their health care needs.

The Reproductive Medicine Center continues to meet the clinical qualification for participation in the OPTUM Infertility Centers of Excellence Network. Clinics are selected based in part on:

  • Proven track record of successful outcomes
  • Comprehensive reproductive services
  • Physician credentials and experience
  • Exceptional facility operations and staffing
  • Industry accreditation
  • Continuous quality assurance oversight through analysis of defined an variable metrics 

IVF Costs

Typical Costs for In Vitro Fertilization:

  • Initial visit and prescreening evaluation: ~ $3,300- 4,000

IVF Fresh Cycle (based on a Female, < 45 years old, using her own eggs)

  • IVF Cycle services with monitoring: ~$10,600 – 13,000
  • Medications per cycle: ~$3,500 – 5,500

Frozen Embryo Transfer

  • Cycle monitoring: ~$600-900
  • Embyro transfer fees ~$3,200

IVF Cycle using Frozen Donor Eggs

  • IVF Cycle services (Lab and embryo transfer): ~$6,600 – 8,000
  • Medications per cycle: ~$750 – 1,000

Call to receive a detailed pricing sheet. No insurance coverage? As our Financial Counselor about medication discount programs available at various pharmacies.

Payment Policy

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Insurance coverage must be confirmed and payment for all non-covered procedures and treatment must be received at the time of service. Payment for IVF treatment will be required at the start of stimulation medication for the IVF cycle. We accept VISA, MasterCard, Discover, AMEX, cash, personal checks and money orders. We do not offer any type of payment plans.

 Call Sarah, our senior financial counselor, at 612-372-7020 for more information regarding pricing and insurance. We offer free financial consultations to all of our patients at the time of their initial consultation or at your convenience.



Central Scheduling: 612.672.7422

Provider Referrals: 612.672.7000

Administrative Offices: 612.884.0600

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